GROUP HEALTH BENEFITS THAT
RETAIN ELITE TALENT.
Offering competitive healthcare benefits is no longer optional for growing companies. Kyle LaRose helps founders and executives navigate level-funded, fully insured, and self-funded models that protect the bottom line.
TAILORED STRUCTURES FOR 2 TO 500+ EMPLOYEES
Level-Funded Plans
Enjoy predictable fixed monthly payments with the upside of self-funding: if claims run low during the policy year, the employer receives a surplus refund at renewal.
- Exemption from many state health insurance taxes
- Stop-loss protection shields against catastrophic claims
- Transparent claims reporting data
Fully Insured Plans
The carrier assumes 100% of the financial risk. Best suited for companies prioritizing turnkey administration and zero exposure to unexpected medical cost swings.
- Fixed monthly cost regardless of employee claims
- Simple compliance and carrier-managed claims
- Standardized ACA metal tiers (Bronze, Silver, Gold)
Ancillary & Executive
Round out your benefits package with Dental, Vision, Short/Long-Term Disability, and Key-Person life insurance to protect core leadership.
- Voluntary or employer-paid dental & vision
- Key Person insurance and Buy-Sell agreement funding
- High employee appreciation with low corporate cost
Ready to Audit Your Company's Healthcare Costs?
Send us your current census or plan summary. Kyle will evaluate renewal rates and uncover cost-saving alternatives across top regional and national carriers.